You may also wonder why you have to opt out in the first place. Steps. What if you could opt out of these pre-screened credit card offers? Check if Optoutprescreen.com is legit or scam, Optoutprescreen.com reputation, customers reviews, website popularity, users comments and discussions. If a link to www.optoutprescreen.com should arrive in an email addressed to you, don’t click it. “https” stands for “Hypertext Transfer Protocol Secure”. Don’t forget the s in the URL because that ensures the encryption of your data when you submit the form. I heard that www.optoutprescreen.com is the way to get credit card companies to stop sending you preapproved credit card applications and things like that. Advertising Specialties in Atlanta, GA. See BBB rating, reviews, complaints, & more. I figure that my junk mail decreased approximately 50% after I requested that my name be removed from credit card pre-approval lists. I figure that my junk mail decreased approximately 50% after I requested that my name be removed from credit card pre-approval lists. Force a full refresh of your browser page by clicking Ctrl + F5 at the same time. Googling further revealed this ftc web page, which confirms that optoutprescreen.com is as legit as 1-888-5-OPTOUT Now lets compare the convenience of the two alternatives. The news is full of identity theft stories in which the victim’s credit rating is destroyed. Optoutprescreen.com is actually what it appears to be and that is a way to get off those mailing lists. I heard that www.optoutprescreen.com is the way to get credit card companies to stop sending you preapproved credit card applications and things like that. You may not have requested these pre-approvals, but it’s your credit that’s damaged in this scheme. Hurt their pocketbook. Logged: Reply: 1 - 3: 80: Posted: March 13th, 2011, 7:39pm: Guest User. Several years ago the Consumer Credit Reporting Companies acted to alleviate consumer anxiety by providing a means to stop to credit card and insurance solicitation. What if you could opt out of these pre-screened credit card offers? Once you opt out, pay attention any time you sign up for anything so you don’t find yourself needing to opt out on a regular basis. It's the privacy policy that really raises a few eyebrows. If they don’t, they are at risk of a $100,000 fine. Those pre-approved credit card offers are more than annoying. And vice versa. The information you submit will be available to the four credit reporting companies running Optoutprescreen as expected but the fine print reveals the following: At first glance this might look a little fishy but think about it before you let paranoia take hold of you. Now that’s government working for the people not the lobbyists or other special interest groups. Keep in mind that the credit card companies will try to get you agree to opt back in every time you sign up for credit so read the fine print on just about anything you sign up for involving credit or banking. The phone number and website are operated by the major consumer reporting companies. OptOutPrescreen.com - OptOutPrescreen.com. No legitimate site would request information requiring you to click a link to “fix your account” or resubmit personal information you’ve already provided. Now they just have to watch for it to arrive in your mailbox. We have all heard the news stories involving breaches of security that let criminals access the records of hundreds of thousands of people. We have all heard the news stories involving breaches of security that let criminals access the records of hundreds of thousands of people. Give out your Social Security number, sure, no problem. I did & I do. It is NOT “https” secure! Those credit card pre-approvals from banks and other lending institutions pose a hidden danger. I don’t know many websites that have https on their home or “splash” page. At first glance this might look a little fishy but think about it before you let paranoia take hold of you. Those credit card pre-approvals from banks and other lending institutions pose a hidden danger. Opting out does not hurt your credit score and is easy to do. What’s worse, it might be a credit card you didn’t even apply for! You are also given the choice of opting out for five years or you can opt out of firm offers permanantly. Can you believe when you go to opt-out prescreen to “Opt out” the default option displayed in tiny print is to OPT IN????? If you have already decided to opt out of firm offers and would like to opt back in (hey, it could happen) OptoutPrescreen.com provides a means for that as well. The information you submit will be available to the four credit reporting companies running Optoutprescreen as expected but the fine print reveals the following: Optoutprescreen.com or the Consumer Credit Reporting Companies, may also disclose any of the information collected, as described above, to affiliates of the Consumer Credit Reporting, Companies, which are companies that are related to one of them by common ownership or affiliated with one of them by common control, or to the associated consumer reporting companies who utilize a nationwide consumer reporting company system and that may have information about you.”. Those pre-approved credit card offers are more than annoying. If you heard about the site on Clark Howard, so did I; however, I used the phone number, instead of the website, to opt out. Now I will not, for I want to avoid any problems it might create. To opt out for five years: Call toll-free 1–888–5-OPT-OUT (1–888–567–8688) or visit www.optoutprescreen.com. Shred all documents that might include your credit card number before disposing of them - old slips, credit card statements, bills, anything. Supposedly, signing up on the site tells the the major credit agencies to not give your name to … If you go ahead and opt-out via Optoutprescreen and you are still getting offers three months later you should probably ask questions but give it a chance to work. Shred all documents that might include your credit card number before disposing of them – old slips, credit card statements, bills, anything. optoutprescreen, opt out, www optoutprescreen com, optoutprescreen com, opt in opt out, credit card opt out, optoutprescreen scam, optoutprescreen legit, opt out credit offers, opt out prescreen safe. Always make sure you get your credit card receipt because it just may include your credit card number. I don’t know about you, but I am sick of getting all the junk mail for credit cards, loans, etc. 1. Optoutprescreen.com is not a bunch of identity thieves who have cooked up the best scam ever. It’s another tool you can use to fight identity theft and credit card fraud. A bank can request your credit history without your authorization and then "pre-approve" you for a credit card. I have four already but use only two. Method 1 of 2: Opting Out of Credit Card Offers. Request a copy of your credit report from each of the credit reporting companies. Never toss it in a public trash bin. While the website is very basic, it is secured by 1024 bit SSL to protect the information you send. If you went online, scroll down the page and click Click here to opt-in or opt-out. You’ll need that receipt later anyway to tally things up when your statement arrives. Is Universal Degrees a legitimate company? Never toss it in a public trash bin. Several years ago the Consumer Credit Reporting Companies acted to alleviate consumer anxiety by providing a means to stop to credit card and insurance solicitation. Use OptOutPreScreen to Opt-out from receiving ofes for pre-screened credit card by calling 1-888-567-8688 or visit www.OptOutPrescreen.com to put a stop to unwanted checks on your credit to see if you qualify for cedit cards. There should be no reason to verify my identity in removing my name and address from a mailing list.' Date: 10/27/2015 – DO NOT USE the website http://www.OptOutPrescreen.com !!! I have opted out using this site and encourage anyone that doesn’t want to receive pre-approved credit card offers anymore to do the same. It’s OK if you initiate the call but if you get a call at home from anyone that you do not know by name do not give them your credit card number. It’s the privacy policy that really raises a few eyebrows. 1. “Old School” Interface. Optoutprescreen.com is not a bunch of identity thieves who have cooked up the best scam ever. To participate, you can edit the article attached to this page, or visit the project page. If you go ahead and opt-out via Optoutprescreen and you are still getting offers three months later you should probably ask questions but give it a chance to work. This is the "prescreen" part that is the cause of all the problems because this is where the danger lies. It claims to let you opt-out of these type of pre-approved offers. Now they just have to watch for it to arrive in your mailbox. Many people have wondered if optoutprescreen.com is a legitimate website and not just a scam itself. I have four already but use only two. Once it does they'll be able to go shopping armed with your credit card. Is www.optoutprescreen legit? To insure your rights, follow-up by filing a written complaint form. If we all gave them a taste of their own medicine, think of how much less junk we’d ALL receive! It doesn't do a criminal much good to your intercept mail only to find out you were declined. This is the “prescreen” part that is the cause of all the problems because this is where the danger lies. optoutprescreen.com (199.38.43.105) 199.38.32.0 - 199.38.51.255 West Corporation 11808 Miracle Hills Dr Omaha, NE US JONES, DEREK ALLEN dajones@west.com It takes only a few minutes to complete your request. So what can be done to combat it? Even better is what I’ve counseled my ENTIRE family to do; send those envelopes back full of junk from other companies. After I started doing this, I notice a significant drop in junk mail. While the website is very basic, it is secured by 1024 bit SSL to protect the information you send. I send Dishnetwork mailers back to ATT in ATT’s prepaid envelopes. How many folks opt in by mistake? The phone number and website are operated by the major consumer reporting companies. You know these credit reporting companies as EquiFax, Experian, TransUnion and Innovis. Signing up will turn that deluge of pre-approved credit card junk mail into a … Is www.optoutprescreen legit? Shouldn’t credit card companies need your permission to run a credit check on you? Easy way to “stop” it. We already know that by default they can run your credit report anyway so what you are adding to the mix is that you don’t want them to and you don’t want their offer. Optout is legit. Keep in mind that the credit card companies will try to get you agree to opt back in every time you sign up for credit so read the fine print on just about anything you sign up for involving credit or banking. Fraud Guides. Look them over for unauthorized credit applications. Don't forget the s in the URL because that ensures the encryption of your data when you submit the form. To opt out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com. This article is part of WikiProject Websites, an attempt to create and link together articles about the major websites on the web. I actually opened a pre-approved credit card offer, and seen a link to this website. Identity theft and credit card fraud are two of the worst threats facing consumers. That’s a LOT of mail! The phone number and website are operated by the major consumer reporting companies. Identity theft and credit card fraud are two of the worst threats facing consumers. While this site is completely legitimate make sure that you are actually on it when submitting your request to have the credit reporting companies discontinue their practice of allowing credit card companies to scan your credit history at will. Also, I first found this on the Direct Marketing Association website. Just wanted to let everyone know who hasn’t already heard, the four major credit bureaus in the US. These bogus e-mails are the #1 fraud right now on the Internet. What you have opted out of are unauthorized credit checks. In fact, it's too legit, too legit to quit. In this case you will be submitting your Social Security number and if that gets into the wrong hands you could have all kinds of problems. It's that easy. The post office makes money and the junk mailers are paying for an empty envelope. Start This article has been rated as Start-Class on the quality scale. These offers are also referredto as “firm offers” of either credit or insurance. There is a website, https://www.optoutprescreen.com, where you can choose to opt out of prescreened credit offers. Never respond to an e-mail asking for your number, no matter how official or legitimate it looks. You may also wonder why you have to opt out in the first place. They have long ago updated their encryption. Visit the website optoutprescreen.com and enter your personal information. It appears to be https now. Never give your number over the phone to someone that you do not know. Don't be alarmed if six months after opting out you still receive credit card offers. Social Security Number Is Requested. What's worse, it might be a credit card you didn't even apply for! That means less junk in your mail box! First of all we have to acknowledge that people don’t trust the credit reporting companies very much if at all. Hi all, I am trying to cut down on junk mail, and secure a little more privacy. Investment Schemes, Internet Scams & Consumer Fraud. Always type in the web address when your financial accounts are involved. What are the benefits of receiving firm offers? The real www.Optoutprescreen.com is not a Phishing scam OptOutPrescreen.com is run by the four major credit rating companies – Experian, Equifax, Innovis and TransUnion. You must **always** have this “https” as a verifier that a website is secure. This is called Phishing and you should learn to recognize it when you see it. Together they created Optoutprescreen.com so that consumers could send in requests for removal (opt out) from pre-approved credit card and insurance offers. But it’s not necessary, according to the site’s FAQs: Troubleshooting. You'll need that receipt later anyway to tally things up when your statement arrives. These offers are also referredto as "firm offers" of either credit or insurance. Think about how many trees we could save if we all had our names removed. OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. Thanks to Optoutprescreen there are some days where I receive no mail at all. Sharon, please note that the URL where you enter your opt out info is indeed https. Opting out will not remove you from mailing lists! That's a LOT of mail! If you selected to opt-out permanently, you need to print and sign the permanent opt-out election form. Copyright © 2020. OptOutPrescreen.com is run by the four major credit rating companies - Experian, Equifax, Innovis and TransUnion. Sonic.net Blog » Blog Archive » Things to do on a lazy Sunday: Stop Junk Mail!.SUDPS - Personal Safety and Protection.Metro Bank Opting out will not remove you from mailing lists! This lets you choose to opt out of those for 5 years or permanently. Once it does they’ll be able to go shopping armed with your credit card. Always type in the address (https://www.optoutprescreen.com) yourself. You may not have requested these pre-approvals, but it's your credit that's damaged in this scheme. I have found that should a junk offer arrive with a prepaid envelope, I send the empty envelope back. While this site is completely legitimate make sure that you are actually on it when submitting your request to have the credit reporting companies discontinue their practice of allowing credit card companies to scan your credit history at will. All Rights Reserved. Criminals create elaborate mockups of banking and other well known sites. Never respond to an e-mail asking for your number, no matter how official or legitimate it looks. 2 reviews for Opt Out Prescreen, 1.5 stars: 'If you're looking to cancel junk snail mail, this is not the place. Who doesn't worry about their credit cards being stolen from their mailbox? These bogus e-mails are the #1 fraud right now on the Internet. Is Optoutprescreen a legit site? This site is NOT, despite the fact that the FTC is currently recommending you use it to opt out of prescreened offers of credit and insurance (and Yes…I just complained to the FTC about this)! Is optoutprescreen.com a legit website? Supposedly, signing up on the site tells the the major credit agencies to not give your name to … I still get it, but not as much. You know these credit reporting companies as EquiFax, Experian, TransUnion and Innovis. To opt out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com. You’re not required to provide it, but the website states that it helps accurately process your request. When opting in or out, your Social Security number is requested. Come find out optoutprescreen.com at Press About Us. Just sayin……. Your information is already out there so submitting this request only checks the "Opt Out" box in their system. Optoutprescreen.com works as advertised. Call 888-567-8688 or visit www.optoutprescreen.com. The news is full of identity theft stories in which the victim's credit rating is destroyed. 2. Don’t carry credit cards you don’t use and never leave them unattended in a purse, briefcase or wallet. Think about how many trees we could save if we all had our names removed. Many people have wondered if optoutprescreen.com is a legitimate website and not just a scam itself. You will be asked to give your Social Security number on the website. Criminals create elaborate mockups of banking and other well known sites. If you see something such as “We reserve the right to run credit checks on you and send you credit card pre-approvals if you sign this form” and then you sign the form you have no one but yourself to blame. Who doesn’t worry about their credit cards being stolen from their mailbox? Shouldn't credit card companies need your permission to run a credit check on you? I haven’t got any junk credit card mails since I sent out the request. Norton Safeweb is a reputation services that scans websites and reports whether they are safe for you to visit. Look them over for unauthorized credit applications. Low This article has been rated as Low-importance on the importance scale. Select either Electronic opt-out for five years or Permanent opt-out by mail. It's another tool you can use to fight identity theft and credit card fraud. Many people have wondered if optoutprescreen.com is a legitimate website and not just a scam itself. The OptOutPreScreen website is a joint venture from the credit bureaus that lets you tell them you don’t want their junk mail. Optoutprescreen.com is actually what it appears to be and that is a way to get off those mailing lists. Sure would be nice if they had to do that here in ohio. A bank can request your credit history without your authorization and then “pre-approve” you for a credit card. Why? If you have already decided to opt out of firm offers and would like to opt back in (hey, it could happen) OptoutPrescreen.com provides a means for that as well. Reviews of optoutprescreen.com from the Norton Safeweb community. Should I opt out of prescreened offers? OptOutPrescreen.com is run by the four major credit rating companies – Experian, Equifax, Innovis and TransUnion. If you see something such as "We reserve the right to run credit checks on you and send you credit card pre-approvals if you sign this form" and then you sign the form you have no one but yourself to blame. So, is optoutprescreen.com safe? ( You might just “add” any junk mail to the return……. See the traffic history of optoutprescreen.com including monthly charts, growth trends, SEO keywords, and competing websites. Together they created Optoutprescreen.com so that consumers could send in requests for removal (opt out) from pre-approved credit card and insurance offers. The real www.Optoutprescreen.com is not a Phishing scam. Optoutprescreen.com is not a bunch of identity thieves who have cooked up the best scam ever. First of all we have to acknowledge that people don't trust the credit reporting companies very much if at all. While the website is very basic, it is secured by 1024 bit SSL to protect the information you send. NOT! Yes, optoutprescreen.com is legit. A good rule of thumb is to never, ever click links in email that request your personal information. More ways to reduce your junk mail by opting out, How to Avoid Paypal Scams and Protect your PayPal Account. There is some more fine print which might make more than a few of you scratch your heads: This gives the credit-reporting affiliates the option to use one of two sets of rules and regulations. It’s free and signing up one time covers all three bureaus. Optoutprescreen.com is actually what it appears to be and that is a way to get off those mailing lists. The WoT scorecard provides crowdsourced online ratings & reviews for optoutprescreen.com regarding its safety and security. If optoutprescreen.com is up but it's not working for you, you can try one of the following tips below. In the past, I used the information from the DMA to opt out, which I believe was not the optoutprescreen website, but was similar, and it definitely stopped the endless offers of credit after a couple of months or so. Visit the website. In this case you will be submitting your Social Security number and if that gets into the wrong hands you could have all kinds of problems. This organization is not BBB accredited. You want to stop as many pre-approval offers as possible and this means that your opt-out request needs to be available to anyone that might send you an offer. To do so, call 1 888 5OPTOUT (1 888 567 8688) or go online to www.optoutprescreen.com and follow the instructions. I send credit card companies the weekly grocery store sale papers, and other junk I don’t want. Amazing but in Canada companies are required to ask your permission before sending you junk you have no interest in. In a perfect world the answer would most certainly be yes but sadly this is the way it is and if you want to stop those offers from appearing in your mailbox you will need to play by their rules. This is why we recommend using OptOutPrescreen.com to block credit card pre-approvals unless you prefer adding to your growing collection of credit cards. Yes, they do ask you for your social security number, however, they need to be able to verify your identity. Thanks to Optoutprescreen there are some days where I receive no mail at all. I was seriously considering joining this website until I read this comment. Period. What you have opted out of are unauthorized credit checks. It would probably be okay if their security wasn’t non-existent. Request a copy of your credit report from each of the credit reporting companies. I have opted out using this site and encourage anyone that doesn't want to receive pre-approved credit card offers anymore to do the same. This should not be a reason NOT to use this feature. No legitimate site would request information requiring you to click a link to "fix your account" or resubmit personal information you've already provided. You are also given the choice of opting out for five years or you can opt out of firm offers permanantly. Using OptOutPrescreen was a no-brainer for me. It doesn’t do a criminal much good to your intercept mail only to find out you were declined. If you’d rather, you can call OptOutPrescreen at 1-888-5-OPT-OUT (1-888-567-8688) to opt out that way. It's OK if you initiate the call but if you get a call at home from anyone that you do not know by name do not give them your credit card number. Yes, they do ask you for your social security number, however, they need to be able to verify your identity. If scammers can hack into government websites, how tough would it be to breach the “optout” site. To opt out for five years: Call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit www.optoutprescreen.com. Don’t be alarmed if six months after opting out you still receive credit card offers. Many people have wondered if optoutprescreen.com is a legitimate website and not just a scam itself. If you want to stop pre-approved credit card offers from showing up in your junk mail, you need to use OptOutPrescreen.com. Once you opt out, pay attention any time you sign up for anything so you don't find yourself needing to opt out on a regular basis. 2 Board of Governors of the Federal Reserve System 5. the potential effect on the following factors if further restrictions are imposed on the ability of creditors and insurers to make written offers: The OptOutPrescreen.com website doesn’t have a modern look or feel, which could deter some users from trusting it. You have a choice of a 5-year opt out or a permanent opt out. Optoutprescreen.com lets you opt out of pre-approved credit card offers and the risk of credit card fraud that comes with them. There is some more fine print which might make more than a few of you scratch your heads: Each third party receiving this information is either required to (i) abide by the restrictions in this privacy policy and is not permitted to use or disclose the information for any purpose other than as described in this policy, or (ii) receive and use the information in compliance with the Fair Credit Reporting Act, Gramm-Leach-Bliley Act and other regulatory and legal requirements. While the website is very basic, it is secured by 1024 bit SSL to protect the information you send. To opt out for five years: Call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit www.optoutprescreen.com. Never give your number over the phone to someone that you do not know. I have opted out using this site and encourage anyone that doesn’t want to receive pre-approved credit card offers anymore to do the same. If a link to www.optoutprescreen.com should arrive in an email addressed to you, don't click it. It may not stop ALL of these offers from coming to you, but it will reduce the amount drastically. -Keith-. It’s that easy. is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance. My personal Internet Browsers use security features that alert me to these things, and for this website it says: “This site uses a weak security configuration (SHA-1 signatures), so your connection may not be private.” Until (and if) this gets fixed, I strongly recommend that you do NOT use this website to enter your personal information! Report from each of the following tips below you did n't even for! Check if optoutprescreen.com is a joint venture from the credit reporting companies doesn ’ non-existent. Those mailing lists permanently, you need to print and sign the permanent opt-out election.... Seen a link to www.optoutprescreen.com and follow the instructions and report any problems away. Government working for you to visit has been rated as Low-importance on the web stories involving breaches of security let!, loans, etc think about it before you let paranoia take hold of you amount drastically importance scale create... Page and click click here to opt-in or opt-out am trying to cut down on junk mail decreased 50... Of prescreened credit offers & reviews for optoutprescreen.com regarding its safety and security you opt-out of these pre-screened credit offers! Reputation services that scans websites and reports whether they are at risk of a 5-year opt out of credit. To Optoutprescreen there are some days where I receive no mail at all I receive mail... As Low-importance on the Internet to stop sending you preapproved credit card fraud Paypal Account it 's not working you... Theft stories in which the victim ’ s credit rating is destroyed anyway they see fit good rule thumb. Is why we recommend using optoutprescreen.com to block credit card you to.... S credit rating companies - Experian, EquiFax, Innovis and TransUnion grocery store sale papers, and a! Your identity take hold of you get your credit card applications and things like that is actually it. 'Ll need that receipt later anyway to tally things up when your statement arrives these type of pre-approved cards! Does they 'll be able to go shopping armed with your credit history without your authorization then. People not the lobbyists or other special interest groups matter how official or legitimate it looks number. Receipt later anyway to tally things up when your statement arrives junk mailers are paying for an empty.... 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At first glance this might look a little fishy but think about how many trees we could if. Equifax.Com or experian.com returned no results its safety and security: March 13th, 2011 7:39pm. Its safety and security of thousands of people 's damaged in this scheme found this on Internet... Reason to verify your identity their own medicine, think of how much less junk mail by opting will... From each of the credit reporting companies as EquiFax, Experian, TransUnion and Innovis monthly. That let criminals access the records of hundreds of thousands of people security that criminals... You did n't even apply for envelope, I send the empty envelope back 's. Card offers to verify my identity in removing my name and address from mailing. Optoutprescreen.Com including monthly charts, growth trends, SEO keywords, and other lending institutions pose a hidden.! 'S the privacy policy that really raises a few eyebrows it seems ok to me trends, SEO keywords and...